Gumroad Fee Calculator — What You Keep Per Sale
Calculate Gumroad's platform fee plus payment processing on digital product sales — see your net per sale and effective take rate.
Last reviewed 2026-10-01. Rates change — verify against the official sources linked below before relying on these figures.
What this is based on
- Gumroad platform fee: 10% of every sale.
- Payment processing approximated at 3.5% + $0.30 (card rates vary slightly by country and method).
- Affiliate commissions on sales driven by Gumroad's Discover are additional and not modeled.
Gumroad's real take is ~14–18% of every sale
Gumroad advertises a clean 10% — but payment processing stacks on top. On a $29 ebook that's $2.90 platform + $1.32 processing, a $4.22 total, about 14.5%. On a $5 product the fixed 30¢ processing pushes the take toward 19%.
There's no monthly fee, no listing fee, no hosting fee — you pay only when you sell. That makes Gumroad the cheapest place to *start* and one of the more expensive places to *scale*: at 200 sales/month of a $29 product you're paying ~$840/month in fees, where a $29/month storefront app plus 3% processing would cost ~$200.
Gumroad vs LemonSqueezy vs Payhip
The direct competitors price similarly: LemonSqueezy ~5% + processing (but adds a subscription for some features), Payhip 5%/2%/0% by plan tier + processing. Gumroad's premium buys you Discover — its built-in marketplace that can drive real sales for template/ebook products — plus the simplest setup in the category. Run the math on your expected volume, then weigh whether Discover's traffic is worth the extra ~5%.
Pricing digital products on Gumroad
Because fees scale with price, your pricing power is untouched — charge $19 or $99 and the take rate stays ~13–15%. The real trap is ultra-cheap pricing: a $3 download nets about $2.35. Bundle or price at $15+ and the fee stack stops mattering.
Frequently asked questions
- How much does Gumroad take per sale?
- 10% platform fee plus ~3.5% + $0.30 payment processing — about 14–18% total depending on price.
- What do I keep from a $29 Gumroad sale?
- About $24.78 — Gumroad takes $2.90, processing takes ~$1.32.
- Is Gumroad free to start?
- Yes — no monthly or listing fees. You pay per sale only, which makes it the lowest-risk place to test a product.
- Gumroad vs Payhip — which is cheaper?
- Payhip's paid plans drop to 0–2% platform fee + processing, cheaper at volume; Gumroad's 10% includes its Discover marketplace which can drive sales other platforms can't.
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