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Gumroad Fee Calculator — What You Keep Per Sale

Calculate Gumroad's platform fee plus payment processing on digital product sales — see your net per sale and effective take rate.

Gumroad fee (10%)
$2.90
Payment processing
$1.32
You keep per sale
$24.79
Effective take rate
14.5%
Net per month
$991.40

Last reviewed 2026-10-01. Rates change — verify against the official sources linked below before relying on these figures.

What this is based on

  • Gumroad platform fee: 10% of every sale.
  • Payment processing approximated at 3.5% + $0.30 (card rates vary slightly by country and method).
  • Affiliate commissions on sales driven by Gumroad's Discover are additional and not modeled.

Gumroad's real take is ~14–18% of every sale

Gumroad advertises a clean 10% — but payment processing stacks on top. On a $29 ebook that's $2.90 platform + $1.32 processing, a $4.22 total, about 14.5%. On a $5 product the fixed 30¢ processing pushes the take toward 19%.

There's no monthly fee, no listing fee, no hosting fee — you pay only when you sell. That makes Gumroad the cheapest place to *start* and one of the more expensive places to *scale*: at 200 sales/month of a $29 product you're paying ~$840/month in fees, where a $29/month storefront app plus 3% processing would cost ~$200.

Gumroad vs LemonSqueezy vs Payhip

The direct competitors price similarly: LemonSqueezy ~5% + processing (but adds a subscription for some features), Payhip 5%/2%/0% by plan tier + processing. Gumroad's premium buys you Discover — its built-in marketplace that can drive real sales for template/ebook products — plus the simplest setup in the category. Run the math on your expected volume, then weigh whether Discover's traffic is worth the extra ~5%.

Pricing digital products on Gumroad

Because fees scale with price, your pricing power is untouched — charge $19 or $99 and the take rate stays ~13–15%. The real trap is ultra-cheap pricing: a $3 download nets about $2.35. Bundle or price at $15+ and the fee stack stops mattering.

Frequently asked questions

How much does Gumroad take per sale?
10% platform fee plus ~3.5% + $0.30 payment processing — about 14–18% total depending on price.
What do I keep from a $29 Gumroad sale?
About $24.78 — Gumroad takes $2.90, processing takes ~$1.32.
Is Gumroad free to start?
Yes — no monthly or listing fees. You pay per sale only, which makes it the lowest-risk place to test a product.
Gumroad vs Payhip — which is cheaper?
Payhip's paid plans drop to 0–2% platform fee + processing, cheaper at volume; Gumroad's 10% includes its Discover marketplace which can drive sales other platforms can't.

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